Savings Rates

Rates are current as of May 21, 2010, and are subject to change.
(APY = Annual Percentage Yield)

Share Savings
Average Balance	Dividend Rate	APY
$5 and Over	0.25%	0.25%
Rates may change after the account is opened.

Money Market Share Account ($2,500 to Open)
Average Balance	Dividend Rate	APY
$2,500 and over	0.50%	0.50%
Rates may change after the account is opened.

Checking
Average Balance	Dividend Rate	APY
$1,000 and Over	0.10%	0.10%
Rates may change after the account is opened.

Share Certificates / IRA Share Certificates ($100 Minimum)
Term	Dividend Rate	APY
3 - 5 Months	0.25%	0.25%
6 - 11 Months	0.50%	0.50%
12 - 17 Months	1.00%	1.00%
18 - 23 Months	1.25%	1.26%
24 - 35 Months	1.50%	1.51%
36 - 47 Months	2.00%	2.02%
48 - 59 Months	2.25%	2.27%
60 Months +	2.50%	2.53%
Penalty may be imposed for early withdrawal. A withdrawal will reduce earnings.

IRA Share Savings
Average Balance	Dividend Rate	APY
$1 and Over Rates may change after the account is opened.	0.50%	0.50%