ATMs

Savings Rates

Rates are current as of May 1, 2008, and are subject to change.
(APY = Annual Percentage Yield)

Share Savings

Average Balance  Dividend Rate  APY
$5 and Over   0.35%   0.35%
    

Money Market Share Account ($2,500 to Open)

Average Balance  Dividend Rate  APY
$2,500 and over    1.50%   1.51%
    

Checking

Average Balance  Dividend Rate  APY
$1,000 and Over   0.25%   0.25%
    

Share Certificates / IRA Share Certificates
($100 Minimum)

Term  Dividend Rate  APY
3 - 11 Month   2.50%   2.53%
12 - 23 Month    2.75%    2.78%
24 - 60 Month    3.00%   3.04%
Penalty may be imposed for early withdrawal. A withdrawal will reduce earnings.
    

IRA Share Savings

Average Balance  Dividend Rate  APY
$1 and Over    1.50%    1.51%