IRA Accounts

Individual Retirement Accounts (IRAs) still offer many taxpayers one of the best "shelters" for deferring taxes on some income. In addition, IRAs are an excellent savings tool for setting aside funds for your retirement years. We offer traditional, Roth, and Educational IRAs. You can choose between an IRA Share Savings account and an IRA Share Certificate.

IRA Share Saving

The IRA Share Savings account is available for deposits as often as you wish in any amount (up to your contribution limit). There is no minimum deposit amount or minimum balance requirement. Many members find Payroll Deduction a convenient method for making deposits. This account has a competitive variable interest rate.

IRA Share Certificate

The IRA Share Certificate features a fixed interest rate for any term from 3 to 60 months. These high-yield certificates are ideal if you would like to make a single lump sum investment, or if you want to have the interest rate fixed for the term of the certificate. The minimum deposit for an IRA Share Certificate is just $100.

Great Rates

Both of these accounts pay excellent interest rates. Like other NUFCU savings and investment accounts, interest is paid and compounded monthly, which provides you with a higher annual return. Click here for current rate information.

No Fees

The credit union does not charge any administrative charges or fees for any of the IRA accounts. This assures that you earn the highest possible yield.

Insured Safe

Individual Retirement Accounts are insured separately up to $250,000 by the National Credit Union Administration, an agency of the U.S. Government.